California Median Income for 2010

The Franchise Tax Board has released a report on the median income of tax payers in 2010.  There are some interesting trends.

The "Median Income" is the point where 50 percent of the income reported on tax returns is below and 50 percent is above the midpoint of the range of values.

Six Simple Steps to Ensure a Smooth Home Purchase

Buying a home can be an emotional, time-consuming, and complex process. There are a few things that you can do to help make the process go as smooth as possible:

1. Check your credit.

Before you apply for a home loan, regardless of your credit, it's a smart idea to obtain a copy of your credit report from the three major credit bureaus and review the information. If there are errors or things that need to be addressed, it's easier to address them before you have found a house, than after you have found a house and are trying to close your loan.

Why Hire a Professional?

A qualified, competent real estate agent will help you navigate the myriad of decisions that arise when buying and selling a home. An agent provides value to the homeowner in many ways:
 

Thinking About Buying Your First Home?

Thinking about purchasing a home of your own? Keep these critical considerations in mind:

First Time Buyer: 5 Things Everyone Needs to Know Before Purchasing Their First Home

As a first time buyer the task of finding your first home can be a daunting task.  Here are 5 things you should know before you purchase your first home.

1. Don’t go on Blind Dates

Don’t be set up. Assess in great detail what you are looking for in a home. The more strict and structured you make your needs/wants list beforehand, the less likely you are to be blinded when you view a house.

For Buyers: Your Plan

Buyer's Toolkit

1.  Find the right representative
Even if you’re not quite ready to buy, your buyer’s agent can be an absolute wealth of information, and can often offer ‘scoops’ on local developments you might not have know about otherwise.  Speak to your agent first and he or she can be helping to guide you right from the start.

For Buyers: Your Team

Buyer's Toolkit

Your Agent
A successful purchase starts with the right representative. In fact, once you’ve selected the best agent to represent you, it is likely that he or she can recommend other professionals to join your team, taking more of the responsibility off of your shoulders.

Backyard Composting

The Basics
The microbiological process that creates compost is the natural process through which plants and other organic wastes are broken down. Doing the work of creating compost are worms, insects, fungi, bacteria, and other microorganisms that help to process dead materials.

Avoid The Most Common Buyer Errors

Shopping for a new home is an emotional experience. It’s also time consuming and  comes with a myriad of details. Some buyers, however, caught up in the excitement of buying a new home tend to overlook some items. Their home purchase turns into an expensive process. These errors generally fall into three areas:

Have you made an error when buying a home?

Have you made an error when buying a home? Choose the one that best describes your situation...

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